Name: SO Mortgage Solutions
Address: 73a Shaftesbury Place, Brighton and Hove, ENG, BN1 4NG, GB
Telephone: 07769 341328

Welcome to SO Mortgage Solutions!

Welcome to SO Mortgage Solutions, where we put your financial needs at the heart of everything we do.

I'm Stefan Olingschlaeger (FCA No: 1018073), a dedicated mortgage advisor with over 20 years of experience in the Financial Services Industry. My goal is to provide personalized, expert guidance that simplifies the mortgage process and helps you make the best decisions for your financial future.

At SO Mortgage Solutions, we understand that every client has unique goals. Whether you're a first-time buyer, looking to remortgage, move home, or invest in property, we offer tailored solutions designed to meet your specific needs. Our commitment to transparency and integrity means you'll always have clear, straightforward advice, ensuring you feel confident and informed throughout the mortgage process.

I am CeMAP, CeRER, and CeFAP qualified, and specialize in offering a wide range of services, from first-time buyer mortgages and remortgaging, to buy-to-let, critical illness and life cover, income protection, and business protection. Whatever your financial goals, we are here to guide you every step of the way, offering solutions that align with your long-term objectives.

At SO Mortgage Solutions, we take pride in delivering exceptional customer service, always prioritizing integrity, confidentiality, and understanding. Our aim is to provide a professional yet personal approach, ensuring that you not only find the right mortgage but also receive the support you deserve.

Let us help you secure the best mortgage solution for your future

How it Works!

It's important to get advice on your mortgage options. We aim to position you to proceed smoothly throughout your journey to find the right property.

Your First Meeting:

SO Mortgage Solutions will review your income and expenditure to set a budget and will need the following documents,(dependant upon your circumstances):

• Latest 3 Months Payslips / Latest Two Years Accounts & Tax Returns
• Latest 3 Months Bank Statements - Personal & Business
• Proof of Address
• Photo ID / Right to Reside Documentation

We will advise on how much you can borrow, your monthly payments, and guide you through the costs involved, such as:

• Broker Fees
• Lender Fees
• Solicitor Fees
• Survey Fees
• Stamp Duty

Applying for Your Mortgage:
SO Mortgage Solutions will research the whole of the market to find your most suitable options. After discussion, a decision in principle will be applied for to ensure that the lenders initial criteria can be met. With a successful decision in principle you can now confidently start negotiations on your desired property!

Throughout your search, SO Mortgage Solutions will ensure your mortgage recommendation remains suitable and submit a full application when ready. The lender will check your application, conduct a mortgage valuation, and issue a mortgage offer upon approval.

Almost There:
Your solicitor will handle searches and contracts with the seller's solicitor, preparing for the exchange of contracts. Make sure you have buildings insurance ready.

Moving Day:
On completion day, your solicitor will transfer funds to the seller’s solicitor, and you'll be notified to collect your keys!